Credit Administration Department.Portfolio Manager, Corporate & Mortgage Loans

<p style="text-align: justify;"><span style="font-family: Arial, sans-serif;"><strong>RESPONSIBILITIES</strong></span></p><ul><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Monitoring credit risks for facilities under Grade 10 and Grade 20 to avert migration to NPL both at branch level and Regional Portfolio Management Office level.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Ensure compliance of all projects for construction facilities to conditions precedent and milestones are achieved upto completion of the projects.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Reviewing loan documentation, confirm compliance checks against KCB manuals, policies and statutory regulations before disbursement of construction funds and syndicated facilities.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Manage the staff-on-exit portfolio by ensuring timely conversion to public terms and timely payments to minimize migration to NPL status as well as ensure staff and ex staff overdrawn accounts are promptly regularized.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Ensure bank’s facilities are adequately secured upon completion of construction projects.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Follow up on insurance renewals to achieve 100% compliance, with the Bank’s interest (KCB Kenya) duly noted in respect to the mortgage facilities under construction.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Generate timely and analyze Management Information (MI) reports for effective portfolio control and comply with the regulatory reporting requirements.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Ensure compliance to covenants for corporate portfolio and assist with resolution of covenant breaches within the stipulated Service Level Agreements (SLAs).</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Action on file maintenance reports on booked facilities to ensure data accuracy and enable early remedial action where discrepancies are identified.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Maintain and update the deferrals register and the exceptions collaterals register for both Corporate and Mortgage portfolios.</span></p></li><li class="ortl-align-justify"><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;">Approve the release of securities for corporate customers and performance bonds for staff upon successful completion of staff loan construction projects.</span></p></li><li><span style="font-family: Arial, sans-serif;"><span lang="EN-GB" style="font-size: 11pt; line-height: 107%;">Approve release of securities for corporate customers and performance bonds for staff upon payoff of facilities and successful completion of staff loan construction projects, respectively.</span></span></li></ul><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>MINIMUM POSITION QUALIFICATION REQUIREMENTS</strong></span></span></p><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Academic &amp; Professional</strong></span></span></p><figure class="table"><table border="1" cellspacing="0" cellpadding="0" style="border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; border-image: none; margin-left: 72pt;"><tbody><tr><td width="102" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 76.25pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Particulars</strong></span></span></p></td><td width="168" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 126.15pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Detail</strong></span></span></p></td><td width="174" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 130.35pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Specific Field or Qualification</strong></span></span></p></td><td width="84" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 62.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Need Type⁴</strong></span></span></p></td></tr><tr><td rowspan="3" width="102" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 76.25pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;">&nbsp;</p><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Education</span></span></p></td><td width="168" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 126.15pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Bachelors’ Degree</span></span></p></td><td width="174" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 130.35pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Any field</span></span></p></td><td width="84" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 62.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">RQ</span></span></p></td></tr><tr><td width="168" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 126.15pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Professional Qualification</span></span></p></td><td width="174" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 130.35pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Business field</span></span></p></td><td width="84" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 62.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">AA</span></span></p></td></tr><tr><td width="168" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 126.15pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Masters’ Degree</span></span></p></td><td width="174" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 130.35pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">MBA</span></span></p></td><td width="84" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 62.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">AA</span></span></p></td></tr></tbody></table></figure><p style="margin-left: 72pt; text-align: justify;">&nbsp;</p><p style="text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Experience</strong></span></span></p><figure class="table"><table border="1" cellspacing="0" cellpadding="0" style="border-collapse: collapse; border-color: currentcolor; border-image: none; border-style: none; border-width: medium; margin-left: 72pt;"><tbody><tr style="height: 28.75pt;"><td width="324" valign="top" style="border: 1pt solid windowtext; height: 28.75pt; padding: 0cm 5.4pt; width: 242.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Total Minimum No of Years’ Experience Required</span></span></p></td><td width="204" valign="top" style="border: 1pt solid windowtext; height: 28.75pt; padding: 0cm 5.4pt; width: 152.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">5 Years</span></span></p></td></tr></tbody></table></figure><p style="margin-left: 72pt; text-align: justify;">&nbsp;</p><figure class="table"><table border="1" cellspacing="0" cellpadding="0" style="border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; border-image: none; margin-left: 36pt;"><tbody><tr><td width="306" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 229.25pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Detail</strong></span></span></p></td><td width="162" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 121.5pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Minimum No of Years</strong></span></span></p></td><td width="108" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 80.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US"><strong>Need Type⁵</strong></span></span></p></td></tr><tr><td width="306" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 229.25pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Credit Administration including portfolio management</span></span></p></td><td width="162" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 121.5pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">5</span></span></p></td><td width="108" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 80.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">ES</span></span></p></td></tr><tr><td width="306" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 229.25pt;"><p style="line-height: normal; margin-bottom: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Data Analytics Tools Utilization (Excel, SQL, data analysis and IFRS 9)</span></span></p></td><td width="162" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 121.5pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">3</span></span></p></td><td width="108" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 80.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">ES</span></span></p></td></tr><tr><td width="306" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 229.25pt;"><p style="line-height: normal; margin-bottom: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">Proficiency in use of core banking systems including T24, CQ and TAC&nbsp;</span></span></p></td><td width="162" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 121.5pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">1</span></span></p></td><td width="108" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 80.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">ES</span></span></p></td></tr><tr><td width="306" valign="top" style="border: 1pt solid windowtext; padding: 0cm 5.4pt; width: 229.25pt;"><p style="line-height: normal; margin-bottom: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">People leadership skills including coaching; conflict management, delegation and cross functional collaboration</span></span></p></td><td width="162" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 121.5pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">3</span></span></p></td><td width="108" valign="top" style="border-width: medium 1pt 1pt medium; border-style: none solid solid none; border-color: currentcolor windowtext windowtext currentcolor; padding: 0cm 5.4pt; width: 80.75pt;"><p style="line-height: normal; margin: 0cm; text-align: justify;"><span style="font-family: Arial, sans-serif;"><span lang="EN-US">ES</span></span></p></td></tr></tbody></table></figure>