Job Description
- Analyze revenue, costs, margins and profitability across services, partners and locations.
- Prepare management reports, forecasts and budget-versus-actual analysis, highlighting key variances and their drivers.
- Analyze transaction volumes, commissions and margins to identify profitable and underperforming services.
- Monitor float utilization, working capital and liquidity, and support efficient allocation of capital.
- Develop financial models, forecasts, break-even analyses, ROI calculations and scenario/sensitivity analyses.
- Assess the financial viability of new locations, products, partnerships and other business investments.
- Analyze partner and branch/location profitability and identify opportunities for revenue growth and cost optimization.
- Monitor revenue assurance, commissions receivable and financial discrepancies to identify potential revenue leakage.
- Develop and maintain management dashboards providing clear visibility of key financial and commercial performance indicators.
- Provide practical recommendations to management based on financial and business analysis.
- Bachelor's degree in finance, Accounting, Economics, Statistics, Business, Commerce or another numerically focused discipline.
- Approximately 2–5 years of relevant experience in financial analysis, FP&A, commercial finance, treasury, investment analysis, revenue assurance, financial operations or a related field.
- Experience in fintech, banking, payments, mobile money, financial services, telecoms or another transaction-driven environment is an advantage.
- ACCA, CPA, CIMA, CFA or a similar professional qualification completed or in progress is an added advantage.
- Strong Microsoft Excel skills, including pivot tables, XLOOKUP/INDEX-MATCH, SUMIFS, data analysis and financial modelling.
- Ability to work with large datasets and translate data into meaningful business insights.
- Experience with Power BI or other business intelligence/data visualization tools is an advantage.
- Commercially curious and analytical.
- Comfortable questioning numbers and identifying what drives business performance.
- Proactive and able to turn analysis into practical recommendations.
- Detail-oriented with strong problem-solving skills.
- Able to communicate financial information clearly to non-finance stakeholders.
- Comfortable working in a growing and entrepreneurial environment.
- Highly trustworthy and able to handle confidential financial information.
- Ambitious and interested in progressing into senior finance and strategic leadership roles.
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