Team Lead: MIS & Reporting

The Team Lead: MIS & Reporting is responsible for leading the Credit Risk Management Information Systems (MIS) and reporting function by delivering accurate, timely, and insightful credit portfolio reports that support strategic decision-making. The role ensures data integrity, regulatory and management reporting, performance monitoring, and the continuous enhancement of reporting processes to strengthen the Bank's credit risk management framework.

Job Description

• Review and Maintaining Portfolio Quality.
• Preparation of bank end of month portfolio position i.e utilization report and its associated reports.
• Preparation and uploading of credit portfolio to CRB databank.
• Preparation and/or generation and submission of IFRS9 data reports every month end.
• Handling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed.
• Preparation of various reports internal reports for Management, Group, and Board of Directors, and external reports Regulators and other stakeholders.
• Data reconciliation of loan listing and reconciliation of ECL model and Trial Balance.
• Preparation and processing of write off files in accordance with BOT regulations.
• Preparation of Portfolio Plan and Sectorial Concentration.
• Classification of credit provisions in accordance with BOT regulation, credit policy and IFRS9 requirements to avoid misclassification and under provision.
• Timely reconciliation of GL, TB, timely preparation of reports, classification and bot provision to avoid reputation risk and loss to the organization.

Principal Accountabilities

• Assisting in the implementation of the credit procedures by maintaining tight control over all aspects of credit transactions and governance.
• Actioning all identified credit control events and defaults to reduce rate of non–performing loans.
• Preparation of internal, group and regulatory reports timely to avoid misclassification and regulatory penalties.
• Preparation and uploading CRB data to the BOT data bank before due date of 10th of every month.
• Generation of Accounts excess reports, sharing and follow up with business for regularization.
• Adherence to Procedures and processes as laid down in the credit policy and procedure manuals.
• Handling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed/undertaken.
• Preparation of various reports for internal and external uses for Management, Group, Board of Directors, Regulators and other stakeholders.
• Collection and Recovery reports including collectors scorecards.
• Preparation of Governance meeting packs as directed by the Credit policy.
• Any other duties as assigned by the supervisor.